It Pays to Shop your Employer's Family Health Premium
How would you like to save $960 or more a year? Are you looking to save money? It is possible that you could save thousands of dollars a year by switching your spouse and children from your employer's health plan to an individual plan. If your family is in good health and generally under the age of forty five there is a good chance you can save big money.
Example: Many Texas public school employees receive their health insurance through the statewide health plan TRS Active Care. The most popular plan is the TRS Plan #2 w/ doctor office and drug copay. The published employee dependent cost for Sept 2010 to Aug 2011 is: spouse $505, child(ren) $234 and family $595 a month. (source: http://www.trs.state.tx.us/active.jsp?submenu=trs_activecare&page_id=/TRS_activecare/plan_rates_benefit_123_fy11 )
A teacher with a 40 year old husband and two children who chose an individual plan with similiar benefits could qualify for: spouse $267, children $248 resulting in savings of $960 a year!
Your savings could be greater or less depending on your particular situtation. Proving, it pays to shop your employer's health insurance costs.
Example: Many Texas public school employees receive their health insurance through the statewide health plan TRS Active Care. The most popular plan is the TRS Plan #2 w/ doctor office and drug copay. The published employee dependent cost for Sept 2010 to Aug 2011 is: spouse $505, child(ren) $234 and family $595 a month. (source: http://www.trs.state.tx.us/active.jsp?submenu=trs_activecare&page_id=/TRS_activecare/plan_rates_benefit_123_fy11 )
A teacher with a 40 year old husband and two children who chose an individual plan with similiar benefits could qualify for: spouse $267, children $248 resulting in savings of $960 a year!
Your savings could be greater or less depending on your particular situtation. Proving, it pays to shop your employer's health insurance costs.