Do You Need Long-Term Care Insurance?

Whether or not should you buy a long-term care insurance policy many times will depend on your age, health status, overall retirement goals, income and assets.  If your only source of income is a Social Security check, you probably shouldn't buy long-term care insurance.

• If you have a large amount of assets but don't want to use them to pay for long-term care, you may want to buy a long-term care insurance policy.
• Many people buy a policy because they want to stay independent of government aid or the help of  family.

Not everyone should purchase a long-term care insurance policy.  For some, a policy is affordable and worth the cost.  For others, the cost is too great, or the policy they can afford doesn't offer enough benefits to make it worthwhile.  Look closely at your needs and resources.  At Rampart Financial Group LTC Insurance decisions are made plain and simple.  We can take the complexity out of the decision process and explain these issues in easy to understand choices.   We are available to help you understand the complex world of of long-term care insurance.

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